DETAILS

cont....


I advised my solicitor at that time, that I had the name of a Barrister that could be contacted to help me remove control from the OPC but he needed to receive the 'brief' from him. I wanted to take up the offer of appeal. I just couldn’t win! This solicitor did not do as I requested.

Since I was denied the opportunity to question Mr Peter McGivern as to his reasons for the slander at the first hearing I wrote to him, quoting statements from the Report (taken as evidence) presented by Margaret Watson, that he had made, according to her, and also asked him pertinent questions regarding his lack of interest in my husband’s physical and financial welfare 10 months prior to the first hearing and why he found it necessary to defame my character. Mr McGivern instructed a solicitor to advise me that he would not be answering any of the questions and to threatened me with a law suit if I harassed him further.

He did offer to answer questions should they be asked by the Protective Commissioner. I requested that Mr Brian Porter put these questions to Mr McGivern. Mr Porter was provided with the list of questions I had put to Mr McGivern and I receive a reply from Mr Brindell dated 23 October 1997 stating that out of the 19 questions asked

The Protective Commissioner has asked me to indicate to you that Mr McGivern has been asked to reply to questions 13, 15, and 16 as set out in your facsimile letter of 21 October 1997 and will advise you of the response. It is not considered that the remaining questions have direct relevance to the formal management of Mr Furner’s estate.

These 3 questions only concerned the appointment of the liquidators and the length of time it was taking to wind up the company. Whether or not Mr McGivern answered these questions I do not know because I never received a response from the OPC.

Mr McGivern’s
costs for his solicitor in this instance were added to my husband’s account for the closure of his company.

I wrote to the Hon Ron Dyer after the October 1997 hearing advising that I had been denied to right to discuss the events of the previous hearing, as promised. To which he replied:

.... that Ministers cannot interfere with the conduct and decisions of bodies such as the Guardianship Board.

Again, I had been denied my right to be heard and Mr Dyer could care less. The Guardianship Board was within his portfolio yet he was unable to question their methods? Why is this body within ANY portfolio when they are answerable to no-one?

If my life was Hell before this final Order it became worse than Hell after!


I was threatened with an Admiralty Order over our vessel if the fuel and mooring accounts were not paid. I had asked that these be paid when the OPC first became involved. Since my husband’s business was sold for $1,200,000.00 and our share was $635,000.00 there was no reason for the OPC to fear that the funds would not be replaced. But the OPC had refused.

With the threat of an Admiralty order the OPC now decided that maybe it would be better to pay the accounts. Of course the amounts were now greater since there were further mooring fees added. Owing to the accounts not being paid our vessel was chained to the mooring by the owners of the Fuel Station so I was not allowed to take the vessel out of the water. since this time it has cost a further $6,000 plus for mooring fees the cost of which has come out of our monthly support. I have been unable to sell the vessel, since technically it belongs to the Bank of Queensland and is part of my mortgage collateral to them.

As a result of the vessel being unused the $38,000 worth of motors are now eaten away with electrolysis, the vessel itself is weather beaten and instead of being worth $115,000 to $120,000 it is worth nothing today, only the market value of the hull.

Had the Protective Office been as diligent as they professed they could have listened to me and paid the debts owed by my business when first requested by me. The vessel could have been sold, we had potential buyers, and the funds from the sale could have been used to replace the amount used to pay off the debts. The maximum loss, had this been done the way I wanted would have been in the vicinity of $60,000.00 reducing our capital to around $570,000.00.

Because of the pig-headdedness of the OPC and their refusal to listen to reason, today that
loss overall is in the vicinity of $250,000.00. and our capital reduced to $200,000.00 in a matter of 3 years with OPC ‘expertise”.

Had I not been denied the opportunity to manage our own financial affairs my intention was:

To pay out the debt to the Bank of Queensland, sell the vessel, replace as much of the payout as possible with the funds from the sale of the vessel. We would have had in the vicinity of $575,000 left to invest. I would have appointed a reputable, QUALIFIED Financial Consultant to invest our funds and today we would be living from the interest earned with most likely still having at least $550,000 worth of capital, if not more. I would not have the cost of solicitors, faxes, phone calls, stationery, bank interest etc.

With forethought our funds could have lasted us for many years to come. Minor repairs to the property could have been done as they occurred, now these minor problems have become major problems because of the refusal of the OPC to co-operate and remain unattended.

The OPC have all but eliminated our future financial support which was the reason my husband kept working until well into his 70’s. Our future! My husband never entertained retiring, he always had to be doing something. He never ever thought about getting a pension from the government, he was too independent.
Now, it appears we have no option but to apply for a pension since at the rate the OPC eat up our funds the $200,000 is not going to last very long. Everything my husband worked for is gone.

What the OPC owes us is:
$
Loss of value of our vessel 120,000
Payments to the Bank Of Qld to buy time 41,000
Bank Interest for 3 years approx 53,000
Solicitor’s costs 20,000
Mooring Fees approx 6,000
Interest on Council Rates 800
Overcharge on Accounts bill 12,000
Embezzled funds 13,000
Fund’s missing from my husband’s account 2,100
Fax/Phone for 3.25 years 1,950
Stationery/postage/ printer cartridges 1,000
Gayler & Co. Solicitors (for OPC) 565
Unnecessary copy of marriage certificate 41
Moss Krouk & Assos (for OPC) 815
Various OPC Fees and charges 14,639


To this, when I am forced to sign the mortgage there will be Stamp Duty, Solicitor’s fees for me, solicitors fees for the OPC which will be charged to us plus all associated cost incorporated in creating a mortgage, which will be charged to us. I couldn’t create a disaster on this scale if I tried my hardest!


 

 

Submission page 9

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